How to fill out the Affidavit of Repossession in Arkansas
A field-by-field walkthrough of the Arkansas Affidavit of Repossession (Affidavit of Repossession of Motor Vehicle) for licensed used car dealers — what goes in every section, who signs what, and the documents you attach. Verified against the official form as of October 2026.
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Filling out the AR Affidavit of Repossession after a sale:
- What it is
- A one-page sworn statement that the vehicle was repossessed under a conditional sales contract, chattel mortgage, or security agreement
- Who completes it
- The person, firm, or corporation that repossessed, through an authorized person. On a BHPH note, your dealership
- Where to file it
- Arkansas DFA, with the title paperwork for the vehicle. The form itself prints no filing address or instructions
- Processing time
- None of its own. It travels with the title paperwork
- Cost
- The form lists no fee of its own
This guide is informational and does not replace the official Arkansas instructions. Always confirm the current form and procedure with the Arkansas Department of Finance and Administration, Office of Motor Vehicle before you file.
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DealerVLO fills the official Arkansas Affidavit of Repossession straight from your deal: who it was repossessed from (the buyer and co-buyer), the make, year and model, body style, VIN, and your dealership as the firm. It prints from the servicing section of a BHPH deal where your dealership carries the note, for when you've taken a car back, not on every deal. The repossession date, the authorized person's printed name, the signature and the date stay blank. $29/month, free to try — cancel any time.
What the Affidavit of Repossession is and why it matters
The Arkansas Affidavit of Repossession of Motor Vehicle is the sworn statement that a vehicle was repossessed under a conditional sales contract, chattel mortgage, or security agreement. DFA publishes it on its Motor Vehicle forms page. If you sold the car on a buy-here-pay-here note, your dealership holds that contract, so your dealership signs this.
The form is short and prints no instructions. This guide covers each line, the contract copy it says is attached, and who signs. It doesn't cover when or how you may repossess.
This form has no number. The PDF is titled "Affidavit of Repossession of Motor Vehicle" and its footer reads only "May-08." DFA's Motor Vehicle Forms page lists it as "Affidavit of Repossession." It's a short, one-page sworn statement: who the vehicle was repossessed from, when, a description of the vehicle, and who signs.
Documents to have before you start
Gather these before you complete the Affidavit of Repossession. A missing attachment is the number-one reason the the Arkansas Department of Finance and Administration, Office of Motor Vehicle bounces a title application back.
- A copy of the contract — The form says the conditional sales contract, chattel mortgage, or security agreement is attached. On a BHPH deal, that's your installment contract.
- The title paperwork for the vehicle — The affidavit doesn't list it. See the 10-381 guide for the Arkansas title application.
Affidavit of Repossession, section by section
"Repossessed from": the person you took it back from
The sworn sentence opens: "I, We, do hereby solemnly swear to affirm that the following described vehicle was repossessed from," followed by a blank. Write the name of the person you repossessed from: your BHPH buyer, and any co-buyer on the contract. Use the names as they appear on the contract you're attaching.
| Field | Who fills it |
|---|---|
Repossessed from Your BHPH buyer (and co-buyer). | You (dealer) |
The contract and the repossession date
The sentence goes on: "pursuant to the terms of a Conditional Sales Contract, Chattel Mortgage or Security Agreement, a copy of which is attached, on the ___ day of ___, 20__." There's no box to check for the contract type; the form names all three. Attach a copy of your contract. The date is the day of the repossession: day, month, and the last two digits of the year.
| Field | Who fills it |
|---|---|
Copy of the contract, attached | You (dealer) |
Day, month, year of repossession | You (dealer) |
Description of Vehicle
Four lines: Make, Year Model, Body Style, and Vehicle Identification Number. Copy them from the title so they match the title application. Write the full 17-character VIN.
| Field | Who fills it |
|---|---|
Make, Year Model, Body Style | You (dealer) |
Vehicle Identification Number | You (dealer) |
Who signs: firm name, authorized person, signature, date
Above the signature lines the form reads: "The foregoing statements are true and correct to the best of my knowledge and belief." "Printed Name of Person, Firm or Corporation" is the repossessing party: your dealership's legal name. "Printed Name of Authorized Person" is the person signing for the dealership. Then the signature and the date. The form prints no notary block.
| Field | Who fills it |
|---|---|
Printed Name of Person, Firm or Corporation Your dealership. | You (dealer) |
Printed Name of Authorized Person | You (dealer) |
Signature of Authorized Person, Date | You (dealer) |
The rest of the title paperwork
The affidavit is one piece of the title transaction, not the whole thing. It names no agency and lists no other documents, so plan the rest of the packet the way you would for any Arkansas title: the title application (Form 10-381) and the title itself. If you're unsure what your revenue office wants with a repossession, ask before you go so the packet isn't sent back.
| Field | Who fills it |
|---|---|
Title application (Form 10-381) | You (dealer) |
Title, fees, and processing | At the counter |
Common Affidavit of Repossession mistakes that cause rejections
The sworn sentence says a copy of the contract "is attached." Attach it.
That line is the person you took the car back from: your BHPH buyer, not whoever buys it next.
The sentence ends with the day, month, and year of the repossession. Fill all three.
The form wants both: the firm (your dealership) and the authorized person who signs for it.
Copy all 17 characters from the title, not from a buyer's order or memory.
Common questions
What is the Arkansas affidavit of repossession?+
It's the Affidavit of Repossession of Motor Vehicle, published by the Arkansas Department of Finance and Administration on its Motor Vehicle forms page. It has no form number. The signer swears the vehicle was repossessed from a named person under a conditional sales contract, chattel mortgage, or security agreement, on a stated date.
Does the Arkansas affidavit of repossession have a form number?+
No. The PDF's footer reads only "May-08," and DFA lists it by name, "Affidavit of Repossession." If someone asks for a form number, give them the full title: Affidavit of Repossession of Motor Vehicle.
What do I attach to the Arkansas affidavit of repossession?+
The form says a copy of the conditional sales contract, chattel mortgage, or security agreement is attached. On a buy-here-pay-here deal, that's your installment contract.
Does it have to be notarized?+
The form doesn't print a notary block. It's signed by an authorized person for the person, firm, or corporation, with a date. The opening sentence is sworn ("do hereby solemnly swear to affirm"), so read it before you sign.
Who signs for a dealership?+
The form has two printed-name lines. The first is the person, firm, or corporation: your dealership. The second is the authorized person who signs for it, followed by the signature and the date.
Is there software that fills out the Affidavit of Repossession automatically?+
Yes. Dealer management software like DealerVLO fills the official Arkansas Affidavit of Repossession from the deal you already entered: who it was repossessed from (the buyer and co-buyer), the make, year and model, body style, VIN, and your dealership as the firm. It prints from the servicing section of a BHPH deal where your dealership carries the note, for when you've taken a car back, not on every deal. The repossession date, the authorized person's printed name, the signature and the date stay blank. Signatures stay blank for ink. It's $29/month flat with a 14-day free trial, and the same deal also generates your federal documents (Bill of Sale, FTC Buyers Guide) and your state title paperwork.
- Affidavit of repossession forms by state
- Vehicle lien release form by state
- How to fill out Arkansas Form 10-381
- Arkansas Form 10-315 (lien release)
- Arkansas used car dealer license
- Arkansas bill of sale / odometer disclosure (10-313)
- Title application forms in every state
- How much is a dealer's license? Cost in every state
Stop filling out the Affidavit of Repossession by hand.
DealerVLO fills the official AR Affidavit of Repossession straight from your deal jacket: who it was repossessed from (the buyer and co-buyer), the make, year and model, body style, VIN, and your dealership as the firm. It prints from the servicing section of a BHPH deal where your dealership carries the note, for when you've taken a car back, not on every deal. The repossession date, the authorized person's printed name, the signature and the date stay blank. $29/month. 14-day free trial, cancel any time.
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