Payment ledger, payment schedules, deal jacket, compliance, and your own dealer website — in one modern DMS for $29/month, flat. No per-account fees, no financing module priced like a second rent.
Built by a dealer who runs his own independent lot — not a software company guessing at the job.
Structure the note, generate the schedule, and record every payment against the balance. Who's current, who's behind, and what's outstanding — visible without a spreadsheet.
Cash, outside finance, or in-house — one deal screen. Amount financed, APR, term, and payment math computed live as you structure the deal.
OFAC screening, FTC Red Flags, Adverse Action, Buyers Guide, odometer disclosure — generated and archived per deal, ready if a regulator or lender asks.
Get the buyer and co-buyer to e-sign the retail installment contract and every deal document — in person on a tablet or by a link to their phone. ESIGN/UETA audit trail, no per-signature fees.
Payment history and deal history live on the customer record. Driver's license numbers encrypted at rest (AES-256-GCM).
Not every deal is in-house. Save your outside lenders and warranty / service-contract providers once — pick them on a deal and the lienholder block fills on the contract and title forms, with service-contract pricing folded into the F&I back-end.
Inventory auto-syncs to a public site on your domain. Leads land in the inbox with automatic replies — no extra website vendor.
Sales reporting plus free dealer tools — profit margin, floor plan cost, and license cost calculators — to keep the whole operation honest.
Bring your inventory and customers over by CSV, set each open note up on its deal, and see your whole book — schedule, ledger, and balance — in one place. $29/month, free to try — cancel any time.
BHPH-capable platforms package in-house financing differently. Frazer's Desktop plan is $129/month with buy here pay here and accounting included (Hosted starts at $199/month), but no website. DealerCenter's DMS is $99/month plus a $50/month Buy Here Pay Here module — $149/month before a website, $298/month with its website and listing-feed modules. Others only quote on a call. Every line item is in Frazer pricing, explained and DealerCenter pricing, explained. DealerVLO includes the BHPH ledger and schedule in the same flat $29/month as everything else, because a small lot's financing book shouldn't cost more to track than it does to build.
Comparing specific vendors? See DealerVLO vs. Frazer, vs. DealerCenter, and vs. Wayne Reaves.
A buy-here-pay-here deal is the same deal jacket as a cash sale, with the note on top. The flow is built for the owner who is also the finance manager:
Shopping BHPH platforms? These are the things that actually decide whether the software helps or just adds a bill:
Buy-here-pay-here (BHPH) software manages in-house financed deals: the payment schedule, the running ledger of what each customer has paid and owes, late/missed payment visibility, and the paperwork behind the note. In DealerVLO it's part of the same DMS that runs your inventory, deal jacket, and website — not a separate module.
$29/month flat — the same single plan as everything else. There's no per-account fee, no BHPH module surcharge, and no per-user pricing. For comparison, Frazer's Desktop plan (BHPH included) is $129/month, and DealerCenter's $99/month DMS plus its $50/month Buy Here Pay Here module is $149/month before a website.
Yes. Structure the note on the deal (amount financed, APR, term, payment frequency), and DealerVLO generates the payment schedule and keeps a running ledger per customer — every payment recorded against the balance, with due dates and what's outstanding visible at a glance.
That's exactly who it's for. DealerVLO was built by an independent dealer for lots running 10–50 cars, where the owner is also the finance department. Setup is self-serve, there's a 14-day free trial, and CSV import brings over your inventory and customers. Each open note is set up on its deal, and the schedule builds from the amount financed, rate, term, and next due date.
Every deal jacket carries the federal documents (Bill of Sale, FTC Buyers Guide, Federal Odometer Disclosure), state title forms where supported, and compliance artifacts — OFAC screening, FTC Red Flags, and Adverse Action records — stored with the deal.
Partly. CSV import brings over your inventory and customers, but not loan balances or payment history. You set up each open note on its deal — amount financed, rate, term, and next due date — and DealerVLO builds the schedule and ledger from there. For a small book that's an afternoon.
You structure the note on the deal — amount financed, APR, term, and payment frequency (weekly, bi-weekly, or monthly) — and DealerVLO computes the payment amount, generates the full schedule, and posts each payment against the running balance. No amortization spreadsheet to maintain.
DealerVLO is web-based, so it runs in any browser on a laptop, tablet, or phone — no install, no server on the lot. Pull up who's current and who's behind from the desk or the auction lane.
Auction buying, recon, pricing for turn, marketing a small lot — a short email when a new operator guide ships. No spam, unsubscribe anytime.