Payment ledger, payment schedules, deal jacket, compliance, and your own dealer website — in one modern DMS for $99/month, flat. No per-account fees, no financing module priced like a second rent.
Built by a dealer who runs his own independent lot — not a software company guessing at the job.
Structure the note, generate the schedule, and record every payment against the balance. Who's current, who's behind, and what's outstanding — visible without a spreadsheet.
Cash, outside finance, or in-house — one deal screen. Amount financed, APR, term, and payment math computed live as you structure the deal.
OFAC screening, FTC Red Flags, Adverse Action, Buyers Guide, odometer disclosure — generated and archived per deal, ready if a regulator or lender asks.
Payment history and deal history live on the customer record. Driver's license numbers encrypted at rest (AES-256-GCM).
Inventory auto-syncs to a public site on your domain. Leads land in the inbox with automatic replies — no extra website vendor.
Sales reporting plus free dealer tools — profit margin, floor plan cost, and license cost calculators — to keep the whole operation honest.
Import your accounts with CSV and see your whole book — schedule, ledger, and balances — the same day. $99/month, free to try — no credit card.
Most BHPH-capable platforms treat in-house financing as a premium module: base DMS pricing around $295/month, climbing past $500/month once the financing, compliance, and website pieces are added — or “call for a quote” pricing that lands even higher. DealerVLO includes the BHPH ledger and schedule in the same flat $99/monthas everything else, because a small lot's financing book shouldn't cost more to track than it does to build.
Comparing specific vendors? See DealerVLO vs. Frazer, vs. DealerCenter, and vs. Wayne Reaves.
Buy-here-pay-here (BHPH) software manages in-house financed deals: the payment schedule, the running ledger of what each customer has paid and owes, late/missed payment visibility, and the paperwork behind the note. In DealerVLO it's part of the same DMS that runs your inventory, deal jacket, and website — not a separate module.
$99/month flat — the same single plan as everything else. There's no per-account fee, no BHPH module surcharge, and no per-user pricing. Most BHPH-capable DMS platforms charge $295–$500+/month once the financing module is included.
Yes. Structure the note on the deal (amount financed, APR, term, payment frequency), and DealerVLO generates the payment schedule and keeps a running ledger per customer — every payment recorded against the balance, with due dates and what's outstanding visible at a glance.
That's exactly who it's for. DealerVLO was built by an independent dealer for lots running 10–50 cars, where the owner is also the finance department. Setup is self-serve, there's a 14-day free trial without a credit card, and the CSV importer moves your existing accounts in.
Every deal jacket carries the federal documents (Bill of Sale, FTC Buyers Guide, Federal Odometer Disclosure), state title forms where supported, and compliance artifacts — OFAC screening, FTC Red Flags, and Adverse Action records — stored with the deal.
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