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Out-the-Door Price Calculator

The advertised price never includes tax and fees — the out-the-door price does. Build the whole deal here: price, trade, tax, and fees into the real number, plus the monthly payment if they finance.

Optional — estimate the monthly payment

The out-the-door number is the one that closes the deal

Every buyer eventually asks the only question that matters: “what's it going to cost me to drive away?” If you can answer that instantly and accurately — price, tax on the right base, doc, title, minus their trade and down — you build trust and you close. Fumble the math by hand and you either lose the deal or eat the difference on the paperwork.

The trade-in is where the real money moves: in most states it lowers the taxable amount, so a strong trade allowance is worth more to the buyer than the same number off the price. Get that right at the desk and the deal feels fair — because it is.

This math, live on every deal

DealerVLO's deal jacket computes the out-the-door price and payment as you build the deal, using your state's tax rules — and the same numbers flow onto the bill of sale, the state title forms, and the buyer's paperwork automatically. No re-keying, no desk-side spreadsheet, no math errors on the contract.

  • Live sales-tax and payment math on the deal screen
  • Trade-in credit applied to the taxable base automatically
  • Numbers flow to the Bill of Sale, FTC Buyers Guide, and state forms
  • Every deal saved in the deal jacket with the customer record

$29/month · 14-day free trial · Cancel any time

Common questions

What is the out-the-door price on a car?
Everything the buyer pays to drive away: sale price + sales tax + doc fee + title/registration. The advertised price never includes tax and fees, so the OTD is the number that actually matters. This tool builds it up line by line, then subtracts trade-in and down to show what's left to finance.
How is sales tax calculated on a car with a trade-in?
In most states a trade-in reduces the taxable amount— you're taxed on price minus the trade allowance, which saves the buyer real money. A few states tax the full price. This calculator assumes the common trade-in-credit method; confirm how your state treats trade-ins and doc fees.
What fees are in the out-the-door price?
Sale price, sales tax, the dealer doc fee, and title & registration. Some states cap or tax the doc fee. Enter your actual fees and rate and the calculator totals the real OTD — no surprises at the desk.
How do I estimate the monthly payment?
OTD − down − trade = amount financed, amortized over the term at the APR. Add a rate and term above for an estimate. The buyer's real rate depends on their credit and the lender; structure an in-house note with the BHPH payment calculator.
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