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How to fill out the Form MV-82 in New York

A field-by-field walkthrough of the New York Form MV-82 (Vehicle Registration/Title Application) for licensed used car dealers — what goes in every section, who signs what, and the documents you attach. Verified against the official form as of July 2026.

Quick answer

Filling out the NY Form MV-82 after a sale:

What it is
New York's combined registration and title application
Who completes it
The dealer prepares it; the buyer (registrant) signs
Where to file it
Any NY DMV office (or via a dealer registration service)
Processing time
Plates and registration at the counter; title arrives by mail (typically several weeks)
Cost
$50 title fee + $25 plate fee + weight-based registration fee (plus county use tax / MCTD fee where they apply)

This guide is informational and does not replace the official New York instructions. Always confirm the current form and procedure with New York State DMV before you file.

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What the Form MV-82 is and why it matters

Form MV-82 is how a vehicle gets registered and titled in New York. On a dealer sale, the buyer can't put the car on the road until the MV-82 package is processed — the application itself, the dealer's MV-50 Retail Certificate of Sale as proof of ownership, a New York insurance ID card in the registrant's name, and proof of identity.

New York has no self-service temp tag the way Texas or Georgia does, so getting this package right the first time is what gets your buyer plates. Most dealers either walk it into a DMV office for the customer or run it through a registration service. This guide walks every section a dealer touches.

MV-82 is the New York DMV's all-purpose application: original registration, registration renewal, plate transfer, and title all run through it. On a dealer sale it travels with the MV-50 (Retail Certificate of Sale) — the dealer-issued proof of ownership for a used vehicle — and the buyer's NY insurance ID card. Don't confuse it with the MV-82B (boats) or MV-82SN (snowmobiles).

Documents to have before you start

Gather these before you complete the Form MV-82. A missing attachment is the number-one reason the New York State DMV bounces a title application back.

  • MV-50 Retail Certificate of Sale (used vehicle) or MCO (new)The dealer-issued MV-50 is the proof of ownership on a NY dealer sale — the buyer doesn't get the prior title handed to them.
  • NY State Insurance ID card (FS-20) in the registrant's nameIssued by a NY-licensed insurer. The names on the insurance card and the MV-82 must match. No card, no registration.
  • Proof of identity (6 points)A NY driver license by itself covers the 6-point requirement.
  • Odometer and damage disclosureCompleted as part of the sale paperwork (MV-50 / dealer disclosure).
  • Proof sales tax was collectedOn a dealer sale, the dealer collects NY sales tax (state 4% + local rate by the buyer's address) and it's cleared at the DMV when the registration is processed.
  • Lienholder name and address, if financedSo the lien is recorded on the new NY title.

Form MV-82, section by section

Who fills it:You (dealer)Buyer

Registrant information (top section)

The buyer — the person the vehicle will be registered to. Enter the name exactly as it appears on the proof of identity and the insurance card; a mismatch between the MV-82 and the FS-20 insurance card is the classic counter rejection. A co-registrant goes in the second name fields.

FieldWho fills it
Registrant's full legal name
Match the license and the insurance ID card exactly.
You (dealer)
Date of birth, gender, NY DMV ID / driver license number
Buyer
Address where primary registrant resides
Determines the local sales tax rate and county use tax.
You (dealer)
Mailing address (if different)
You (dealer)
Co-registrant name and ID (if any)
You (dealer)
Contact phone / email
Buyer

Type of service / transaction checkboxes

Tells the DMV what you're asking for. On a standard dealer sale, check original registration with title. If the buyer is transferring plates from a vehicle they already own, mark the transfer and enter the existing plate number.

FieldWho fills it
Registration type (original / renewal / transfer of plates)
You (dealer)
Current plate number (if transferring plates)
Buyer
Title-only vs registration + title
A retail buyer almost always needs both.
You (dealer)

Vehicle description

Identifies the vehicle. The VIN on the MV-82 must match the MV-50 (or MCO) and the vehicle's VIN plate. Weight matters in New York — passenger registration fees are based on vehicle weight, so enter it accurately.

FieldWho fills it
VIN
Must match the MV-50 and the VIN plate.
You (dealer)
Year, make, model, body type, color
You (dealer)
Unladen / shipping weight
Sets the registration fee tier.
You (dealer)
Fuel type, cylinders
You (dealer)
Odometer reading
Must match the odometer disclosure on the sale documents.
You (dealer)

Ownership and purchase information

How and when the registrant got the vehicle. On a dealer sale, the dealer's name and facility number tie the MV-82 to the MV-50 — the DMV cross-checks them.

FieldWho fills it
Date acquired / purchase date
You (dealer)
Purchased from (dealer name + facility number)
Must match the MV-50 header.
You (dealer)
New / used checkbox
You (dealer)

Lienholder information

Cash deal? Leave it blank. Financed? Record the lender's name and address so the lien is noted on the new title. New York charges a lien filing fee on top of the title fee.

FieldWho fills it
Lienholder name
Blank for a cash sale.
You (dealer)
Lienholder mailing address
You (dealer)
Lien filing code (if the lender has one)
Many NY lenders have a DMV lien filing code — use it when the lender provides one.
You (dealer)

Certification and signature

The registrant certifies the information is true and that the vehicle won't be operated without insurance. The buyer signs — not the dealer — because the registrant is the one making the certification.

FieldWho fills it
Registrant signature and date
Buyer
Co-registrant signature (if any)
Buyer

Common Form MV-82 mistakes that cause rejections

Names that don't match across the MV-82, license, and insurance card

The DMV matches the registrant name on the MV-82 against the proof of identity and the FS-20 insurance ID card. "Mike" on the insurance card and "Michael" on the application bounces at the counter. Fix the insurance card before you go.

Forgetting the MV-50 is the proof of ownership

On a NY dealer sale of a used vehicle, the buyer's proof of ownership is the dealer-issued MV-50 Retail Certificate of Sale — not the old title. Submit the MV-82 with the buyer's copy of the MV-50, completed and signed, or the application stalls.

Guessing the vehicle weight

NY passenger registration fees are weight-based. Enter the actual unladen weight from the VIN decode or door jamb — a wrong weight means the wrong fee and a corrected transaction later.

Using an out-of-state insurance card

New York requires NY insurance from a NY-licensed insurer, in the registrant's name, effective on or before the registration date. An out-of-state policy card doesn't count.

Wrong local sales tax rate

NY sales tax on a vehicle is the state 4% plus the local rate for where the buyer resides — not where the dealership sits. Collect at the buyer's home-address rate.

Common questions

What is Form MV-82 used for?+

MV-82 is the New York DMV's Vehicle Registration/Title Application. It covers original registration, registration renewal, plate transfers, and title applications. On a dealer sale it's the form that gets the buyer plates and starts the new title.

What goes with the MV-82 on a dealer sale?+

The dealer's MV-50 Retail Certificate of Sale (proof of ownership on a used vehicle), a New York State Insurance ID card in the registrant's name, proof of identity (6 points — a NY driver license alone qualifies), and payment for the title, plate, and registration fees. The dealer collects the sales tax.

How much does it cost to title and register a car in New York?+

The title fee is $50 and new plates are $25. The registration fee itself is based on vehicle weight (paid for a two-year period). Buyers in most counties also pay a county vehicle use tax, and buyers in the metropolitan commuter district pay an MCTD supplemental fee. Sales tax is 4% state plus the local rate where the buyer lives.

Who signs the MV-82 — the dealer or the buyer?+

The buyer. The registrant (and any co-registrant) signs the certification. The dealer's role is preparing the application and issuing the MV-50 that proves ownership.

Can a dealer register the vehicle for the buyer?+

Yes — dealers commonly handle the DMV transaction for the customer, either directly at a DMV office or through a registration/title service. New York has no buyer-printed temp tag, so the sale isn't really done until the registration is processed and plates are issued.

What is the MV-50 and how does it relate to the MV-82?+

The MV-50 (Retail Certificate of Sale) is the dealer-issued document that proves ownership when a NY dealer sells a used vehicle — the buyer uses it instead of the prior title. The MV-82 is the application; the MV-50 is the ownership evidence submitted with it. The dealer names and vehicle details on the two must match.

Stop filling out the Form MV-82 by hand.

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