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How to fill out the Form VR-005 in Maryland

A field-by-field walkthrough of the Maryland Form VR-005 (Application for Certificate of Title) for licensed used car dealers — what goes in every section, who signs what, and the documents you attach. Verified against the official form as of July 2026.

Quick answer

Filling out the MD Form VR-005 after a sale:

What it is
Maryland's application for a certificate of title
Who completes it
The dealer prepares it; the buyer (owner) signs
Where to file it
MDOT MVA — the dealer submits the title work
Processing time
Titles are typically issued within a few weeks of MVA processing
Cost
$100 title fee + 6% excise tax ($100 minimum) + registration

This guide is informational and does not replace the official Maryland instructions. Always confirm the current form and procedure with Maryland Department of Transportation Motor Vehicle Administration (MDOT MVA) before you file.

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What the Form VR-005 is and why it matters

Form VR-005 is how a vehicle gets its Maryland title. On a dealer sale the dealer prepares it, collects the excise tax and fees, and submits the package to the MVA. Maryland taxes vehicles through a 6% titling excise tax rather than a sales tax, and it's collected when the title is issued.

Two Maryland numbers surprise dealers from other states: the title fee is a flat $100, and the excise tax carries a $100 minimum — so even a cheap unit owes at least $100 in excise. On a licensed-dealer sale the excise base is the agreed price (including any dealer processing charge) minus the trade-in allowance. For a vehicle titled elsewhere, Maryland can base the 6% on the vehicle's book value instead of the price. This guide walks every section a dealer fills.

VR-005 is the Maryland MVA's application for a certificate of title. Maryland doesn't charge a 'sales tax' on vehicles — it charges a 6% titling excise tax, and two Maryland-specific numbers make it costly: the title fee is $100 (one of the highest in the country), and the excise tax has a $100 minimum. On a licensed-dealer sale the excise base is the price (including the dealer processing charge) less the trade-in allowance; on out-of-state or private vehicles it can be based on the vehicle's book value instead.

Documents to have before you start

Gather these before you complete the Form VR-005. A missing attachment is the number-one reason the Maryland Department of Transportation Motor Vehicle Administration (MDOT MVA) bounces a title application back.

  • The properly assigned title (or MCO)Signed over to the buyer with the odometer disclosure completed.
  • Buyer's Maryland driver license or ID (soft copy / MVA number)Name and address must match the application.
  • Maryland Safety Inspection Certificate (used vehicles)Maryland requires a valid safety inspection to title and register most used vehicles.
  • Bill of sale / buyer's order showing the price and trade-inThe excise base is the price (incl. dealer processing charge) less the trade-in allowance.
  • Lienholder name and address, if financedSo the lien is recorded on the new Maryland title.
  • Payment for the title fee and excise tax$100 title, plus 6% excise ($100 minimum), plus registration.

Form VR-005, section by section

Who fills it:You (dealer)Buyer

Owner information

The buyer — the new owner. Enter the legal name, Maryland address, and MVA/driver license number exactly as they appear on the buyer's credentials. A co-owner goes in the second-owner fields with the chosen ownership conjunction.

FieldWho fills it
Owner's full legal name
From the buyer's license — match it exactly.
You (dealer)
Maryland residence address
You (dealer)
MVA / driver license number and date of birth
Buyer
Co-owner and ownership designation (if any)
You (dealer)

Vehicle description

Identifies the vehicle. The VIN on the VR-005 must match the assigned title and the vehicle's VIN plate. Year/make/model matter for the excise calculation when book value applies.

FieldWho fills it
VIN
Must match the title and the VIN plate.
You (dealer)
Year, make, model, body type
You (dealer)
Odometer reading and status
Must match the disclosure on the assigned title.
You (dealer)

Purchase price and excise tax

Maryland's 6% titling excise tax is the tax on the sale — there's no separate sales tax. On a licensed-dealer sale the base is the agreed price, including any dealer processing charge, minus the trade-in allowance, and the tax is never less than the $100 minimum. For a vehicle previously titled in another state, Maryland can compute the 6% on the vehicle's book value (NADA clean retail) instead of the price. Enter the price and trade-in so the excise computes correctly.

FieldWho fills it
Purchase price (incl. dealer processing charge)
Match the buyer's order.
You (dealer)
Trade-in allowance
Subtracted before the 6% on a dealer sale.
You (dealer)
Excise tax due (6%, $100 minimum)
Book value may apply to out-of-state vehicles.
You (dealer)

Lienholder / security interest

Cash deal? Leave it blank. Financed? Record the lender's name and address so the lien is recorded on the new title. Maryland uses electronic lien and title for participating lenders.

FieldWho fills it
Lienholder name
Blank for a cash sale.
You (dealer)
Lienholder address
You (dealer)

Signatures and dealer information

The buyer signs as the owner/applicant. The dealer's information ties the application to the sale.

FieldWho fills it
Owner signature and date
Buyer
Co-owner signature (if any)
Buyer
Selling dealer name and dealer number
You (dealer)

Common Form VR-005 mistakes that cause rejections

Budgeting a small title fee

Maryland's title fee is $100 — far higher than most states. Quote it in the deal recap so the out-the-door number isn't a surprise.

Forgetting the $100 excise minimum

The 6% excise tax is never less than $100. On a cheap unit where 6% computes below $100, the buyer still owes the $100 floor. Collect the minimum, not the computed amount, when the computation comes in under it.

Leaving the dealer processing charge out of the excise base

On a Maryland dealer sale the excise base includes the dealer processing charge. Excluding it understates the tax and surfaces at the MVA.

Ignoring book value on an out-of-state vehicle

For a vehicle previously titled in another state, Maryland can base the 6% excise on the vehicle's book value rather than the sale price. Check which basis applies before quoting the tax.

Skipping the safety inspection

Maryland requires a valid safety inspection certificate to title and register most used vehicles. Get the inspection done so the title package doesn't stall.

Common questions

What is Maryland Form VR-005 used for?+

VR-005 is the Maryland MVA's Application for Certificate of Title — the form filed to establish Maryland ownership after a sale or an out-of-state move. Dealers prepare it on every retail sale.

How much is the Maryland title fee?+

$100 — one of the highest title fees in the country. On top of it, the 6% titling excise tax (with a $100 minimum) and registration fees apply.

How is the Maryland excise tax calculated?+

Maryland charges a 6% titling excise tax instead of a sales tax. On a licensed-dealer sale the base is the agreed price (including any dealer processing charge) minus the trade-in allowance, and the tax is never less than $100. For a vehicle previously titled out of state, the 6% can be based on the vehicle's book value.

Does a trade-in reduce the Maryland excise tax?+

Yes — on a licensed-dealer sale the trade-in allowance is subtracted from the price before the 6% excise is computed, so the buyer is taxed on the difference (subject to the $100 minimum).

Is a safety inspection required?+

Yes. Maryland requires a valid safety inspection certificate to title and register most used vehicles. It's part of the standard dealer delivery in Maryland.

Who files the VR-005 on a dealer sale?+

The dealer. The dealer completes the application, collects the $100 title fee and the 6% excise tax, and submits the title work to the MVA.

Stop filling out the Form VR-005 by hand.

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