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How to fill out the Form RD-108 in Michigan

A field-by-field walkthrough of the Michigan Form RD-108 (Application for Michigan Title and Registration — Statement of Vehicle Sale) for licensed used car dealers — what goes in every section, who signs what, and the documents you attach. Verified against the official form as of July 2026.

Quick answer

Filling out the MI Form RD-108 after a sale:

What it is
Michigan's dealer application for title and registration — also the official statement of the vehicle sale
Who completes it
The dealer (typed only — handwritten forms are rejected); the buyer signs
Where to file it
Michigan Secretary of State, within 15 days of delivery
Processing time
Branch processing is quick; the buyer's title typically mails within a few weeks
Cost
$15 title fee + registration fee (based on the vehicle's list price) + 6% sales tax

This guide is informational and does not replace the official Michigan instructions. Always confirm the current form and procedure with Michigan Department of State (Secretary of State) before you file.

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What the Form RD-108 is and why it matters

Form RD-108 is how a Michigan dealer sale gets titled and registered. Unlike most states, the buyer never touches the process — the dealer completes the RD-108, collects the 6% sales tax and the title and registration fees, and files everything with the Secretary of State within 15 days of delivery.

Because the RD-108 is also the official statement of the sale, the money section is the part that gets audited: purchase price, trade-in allowance, doc fee, and the tax computed on the right base. Michigan restored full trade-in credit in 2024, so the tax math changed recently enough that plenty of templates floating around are wrong. This guide walks every section, current as written.

The RD-108 is a dealer-only form: Michigan retail buyers never file their own title application on a dealer sale. The dealer completes the RD-108, collects the tax and fees, and files the whole package with the Secretary of State within 15 days of delivery. It doubles as the statement of the sale itself — price, trade, fees, and tax all on one document — which is why the Secretary of State requires it to be typed, not handwritten.

Documents to have before you start

Gather these before you complete the Form RD-108. A missing attachment is the number-one reason the Michigan Department of State (Secretary of State) bounces a title application back.

  • The properly assigned title (or MCO)Assigned to the dealership, with the odometer disclosure completed.
  • Buyer's Michigan driver license or IDName and address must match the RD-108.
  • Proof of Michigan no-fault insuranceRequired to register — the policy must cover the vehicle being purchased.
  • Trade-in title, if there's a tradeThe trade's year, make, and VIN go on the RD-108 and drive the tax credit.
  • Lienholder name and address, if financedSo the lien is recorded on the new Michigan title.
  • Payment for tax and feesThe dealer collects the 6% sales tax, $15 title fee, and the registration fee at delivery and remits with the filing.

Form RD-108, section by section

Who fills it:You (dealer)Buyer

Dealer information (top of form)

Identifies the selling dealership: dealer license number, sales tax license number, name, address, and phone. This block ties the RD-108 to your dealer account with the Secretary of State — errors here bounce the whole filing.

FieldWho fills it
Dealer name, address, phone
You (dealer)
Michigan dealer license number
You (dealer)
Sales tax license number
You (dealer)

Purchaser information

The buyer — the person the title and registration will be issued to. Enter the legal name, Michigan address, and driver license number exactly as they appear on the buyer's license. Joint buyers both go on, with the ownership conjunction ("and" / "or") they choose.

FieldWho fills it
Purchaser's full legal name
From the buyer's license — match it exactly.
You (dealer)
Michigan address
You (dealer)
Driver license number
Buyer
Co-purchaser (if any)
You (dealer)

Vehicle description

Identifies the vehicle being sold. The VIN must match the assigned title and the vehicle's VIN plate. Michigan registration fees are based on the vehicle's original list price (MSRP), so the base price field matters — it sets what the buyer pays for plates every year.

FieldWho fills it
VIN
Must match the title and the VIN plate.
You (dealer)
Year, make, model, body style
You (dealer)
Odometer reading
Must match the title disclosure.
You (dealer)
Base / list price (for registration fee)
Michigan plates are priced ad valorem on the original MSRP.
You (dealer)

Trade-in information

If the deal has a trade, its year, make, VIN, and allowance go here — and the allowance is subtracted from the purchase price before the 6% tax. Michigan phased its trade-in credit cap up for years and removed it entirely in 2024, so the full allowance now counts.

FieldWho fills it
Trade-in year, make, VIN
You (dealer)
Trade-in allowance
Full credit against the taxable price (cap removed in 2024).
You (dealer)

Purchase price, fees, and tax computation

The statement-of-sale section — the reason this form exists. Purchase price, doc fee, title fee, registration/plate fee, and the 6% sales tax on the taxable base (price plus doc fee, minus trade-in allowance). The Secretary of State and Treasury both audit against this block, so it must match the buyer's order to the penny.

FieldWho fills it
Purchase price of vehicle
Match the buyer's order exactly.
You (dealer)
Doc fee
Taxable in Michigan — include it in the tax base.
You (dealer)
6% sales tax
On price + doc fee − trade-in allowance.
You (dealer)
Title fee ($15) and registration fee
You (dealer)
Total delivered price
You (dealer)

Delivery date and signatures

The delivery date starts the 15-day filing clock. The buyer signs the application and the dealer's authorized representative signs for the dealership, certifying the sale statement.

FieldWho fills it
Date of delivery
Starts the 15-day deadline to file.
You (dealer)
Purchaser signature
Buyer
Dealer / authorized agent signature
You (dealer)

Common Form RD-108 mistakes that cause rejections

Handwriting the form

The Secretary of State requires the RD-108 to be typed — handwritten forms are rejected outright. Print it from your DMS filled, or type it; don't pen-and-ink it at the delivery desk.

Missing the 15-day filing deadline

The dealer must file the RD-108 package with the Secretary of State within 15 days of delivery. Late filings expose the dealership, not the buyer — build the filing into your delivery checklist.

Using an old trade-in credit cap

Michigan capped the trade-in sales-tax credit for years and raised the cap annually — then removed it entirely in 2024. The full trade allowance now reduces the taxable price. Old worksheets with a capped credit overcharge the buyer.

Leaving the doc fee out of the tax base

Michigan taxes the doc fee. The 6% is computed on the price plus doc fee, minus the trade allowance — excluding the doc fee understates the tax and surfaces in a Treasury audit.

RD-108 that doesn't match the buyer's order

The RD-108 is the official statement of the sale. If the price, trade, or fees differ from the buyer's order, you've created a paper trail that contradicts itself. Generate both from the same deal record.

Common questions

What is Michigan Form RD-108 used for?+

The RD-108 (Application for Michigan Title and Registration — Statement of Vehicle Sale) is the form a Michigan dealer files to title and register a vehicle it sells. It's dealer-only: the buyer doesn't file anything, and the form doubles as the official statement of the sale — price, trade, fees, and tax.

Does the RD-108 really have to be typed?+

Yes. The Michigan Secretary of State requires the RD-108 to be typed; handwritten forms are not accepted. Most dealers print it filled from their DMS.

How long does a Michigan dealer have to file the RD-108?+

15 days from the date of delivery. The dealer collects the tax and fees at delivery and submits the application package to the Secretary of State within that window.

How is Michigan sales tax calculated on a dealer sale?+

6% of the purchase price plus the doc fee, minus the full trade-in allowance. Michigan's old trade-in credit cap was removed in 2024, so the entire allowance now reduces the taxable base.

How much are Michigan title and registration fees?+

The title fee is $15. The registration (plate) fee is ad valorem — based on the vehicle's original list price (MSRP) — so it varies by vehicle. The dealer collects both with the tax at delivery.

Does the buyer ever go to the Secretary of State on a dealer sale?+

No. On a Michigan dealer sale the dealer handles the entire title and registration transaction through the RD-108 — the buyer signs at delivery, drives off with plates handled, and the new title arrives by mail.

Stop filling out the Form RD-108 by hand.

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